💻 Cheap & Fair Laptop Insurance

Background Story

At the beginning of this year, my keyboard broke. The "E" key on my keyboard was broken—well, not always, but I had to hit it really hard and for a long time. It wasn't very convenient, especially if you wanted to write “cheap” but ended up with “chap.”

While using an external keyboard, I explored repair options. After some detours at regular Mac shops (“Oh, sorry, we can’t help you; the machine is too old”), I found the team at Notebook-Lounge.

They not only helped with my 2011 MacBook Pro by replacing its keyboard with a new one (for 200 EUR), but they also informed me about an insurance option called Wertgarantie that would have covered this damage.

At first, I didn’t want to hear more about it because such insurance is usually overpriced and either covers only rare cases or requires a high deductible.

Wertgarantie Offer

So let’s start with the price: 8 EUR per month, no deductible.

For this rate, they promise to cover:

• Water/moisture damage
• Fall/crash damages
• Display/panel/glass breakage
• Battery defects
• Overvoltage
• Improper handling
• Material defects

In case of total loss, they even promise to pay a compensation of around 150 EUR for my 2011 MacBook Pro.

Additionally, this insurance—called Geräte-Komplettschutz—offers to include an Anschlussgerät, meaning any device connected to the main device. For my laptop, this includes my printer. The printer is now also insured within the 8 EUR per month for the laptop.

Pretty good offer, isn’t it?

More Options

So I subscribed and decided to share it with you. And it’s not only for laptops: You can also insure other electronics, such as:

• TV
• Camera
• Smartphone/Tablet
• Washing machine
• Fridge
• Etc.

(However, I’m not sure if the values of these devices and the rates are worth it—just check it with their calculator.)

Get It In Person

You can get the insurance via the Wertgarantie website, but I recommend going in person to one of their partner shops (like Notebook-Lounge in Prenzlauer Berg). These partner shops seem to know all the little advantages and options and will advise you on getting the best options possible. Then, in case of damage, you can also bring your laptop directly to the shop for repair without filling out any paperwork.

Go to Wertgarantie